There are quite a few types of insurance policies in India, such as domestic travel insurance, foreign travel insurance, medical travel insurance, and travel insurance for senior citizens.
A travel insurance package is a good idea if you plan to travel within or to another country. Whether you’re travelling for work or pleasure, buying travel insurance is the first step to protecting yourself from various risks and financial losses during your trip. You can select from various travel insurance plans based on your needs.
- Plan For Travel Within The Country
This policy is made for people who want to move within the country’s limits. A domestic travel insurance policy insures the policyholder from costs related to medical emergencies, theft or loss of luggage and other valuables, flight delays or cancellations, permanent disability, and personal liability, which is when you hurt someone else on your trip.*
- Insurance For International Travel
This travel insurance international policy is set up to accommodate the needs of customers who’re travelling abroad. In addition to the usual coverage given by its domestic counterpart, an international travel insurance policy protects you against risks like a flight being hijacked, being sent back to India, etc.
- Insurance For Medical Travel
The medical insurance for travel policy is meant to cover costs related to medical emergencies and other health-related issues. This is clear from the name. But each insurance company will have a different list of what they cover and what they don’t cover.
- Trip Insurance For Groups
Think about a group of workers who go abroad to attend a business meeting. In this case, it wouldn’t make sense for each person in the group to buy their own travel insurance coverage because that could make premiums a lot more expensive.
If you buy travel insurance like a group travel insurance policy, it can help you save a lot of money on bills without making you give up your safety net in case something bad happens on your trip that you didn’t plan for.
- Travel Insurance For Older People
In addition to the normal benefits of buying travel insurance, a policy for senior citizens (usually between the ages of 61 & 70) offers extra coverage for dental treatments and procedures and hospitalisation without having to pay out of pocket.
- Travel Insurance For One Trip Or Multiple Trips
A single-trip travel insurance international policy stays in effect while you are on a trip, as the name suggests. It pays for both medical and non-medical costs, like when you lose your luggage or your trip is late. Conversely, a multi-trip travel insurance package gives longer coverage (usually a year) so that frequent flyers don’t have to go through the entire process of getting insurance every time they get ready to travel.
Senior Citizen Travel Insurance
Senior citizen travel insurance is tailored for older travellers, addressing their unique needs and health concerns. It covers medical emergencies, trip cancellations, and more, including pre-existing conditions, ensuring peace of mind during their adventures.
Ultimately, it would be best if you choose travel insurance that fits your needs best, but only after you’ve thought about what you might need most during your trip.
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Standard T&C Apply
All savings are provided by the insurer per the IRDAI-approved insurance plan. Standard T&C apply
‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘
